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One bank for
every kind of you.

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Savings · INR

₹2,48,315.40

Savings
₹Interest creditedMonthly · 1 Oct+₹1,284.50

All credit cards · Forex markup

₹0.00

See credit cards
☕Caffè in RomeMarkup ₹0.00−€14.50
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Travel · EUR

€842.00

Travel card
🏨Hotel in FlorenceToday, 11:20−€220

Credit cards

Zero forex.
Every single card.

IDFC FIRST is the first bank in India to drop the forex markup on every credit card, existing and new. No upgrade, no minimum spend.

IDFC FIRST FIRST Select credit card IDFC FIRST FIRST Wealth credit card IDFC FIRST FIRST Private credit card IDFC FIRST Diamond Reserve credit card IDFC FIRST Ashva metal credit card IDFC FIRST Mayura metal credit card

Forex

See what you save.

Forex markup on your card

Down from up to 3.5% + GST. Rewards on international spends apply as per your card’s features.

₹2,00,000
At 3.5% markup + 18% GST₹8,260
With IDFC FIRST₹0

Savings account

Interest, paid
every month.

Not every quarter. Your interest lands in your account monthly, so it starts earning on itself sooner. Open one in minutes with video KYC.

Open a savings account
9:41

Savings · INR

₹2,48,315.40

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Interest earned · last 10 months

+₹1,284.50
  • ₹Interest credited1 Oct+₹1,284.50
  • UPI · Chai Point30 Sep−₹120
  • ₹Salary credited27 Sep+₹84,500.00
  • Debit card · BigBasket26 Sep−₹1,842.75
  • ₹Interest credited1 Sep+₹1,231.10

View all transactions

Woman checking her phone at a café table

Personal loan

₹5,00,000

AppliedApprovedDisbursed

Loans

Loans that respect
your time.

Check your offer, choose your tenure and see your EMI before you commit. Fully digital, with every charge shown upfront.

Check my offer
Elderly man in an orange scarf smiling

Fixed deposit · Matured

+₹68,420

Credited to savings · 2 Oct

Deposits

Grow it.
No fine print.

Fixed and recurring deposits you can open, track and break from the app, with extra benefits for senior citizens.

Explore deposits

Everything else,
one search away.

Savings accountMonthly interest credit Credit cardsZero forex on all cards Personal loanDigital, end to end Home loanBalance transfer too Fixed depositSenior citizen benefits Mutual fundsInvest from the app FASTagRecharge in seconds NRI bankingNRE & NRO accounts

We set out to build a bank we’d want to bank with. Fair. Transparent. Ethical. And built around one simple idea: always you first.